Let us help you
finance your dreams, whether it’s your first car or a new home.
Rates are determined by the loan amount, the term and your
personal credit history. Choose Direct Deposit or Automatic
Transfer and your loan payments will always be paid on time.
Home Loans
Mortgages –
We offer many types of home purchase or refinancing fixed rates
and Adjustable Rate Mortgages (ARMs) for up to 30 years.
It’s important for
you to explore all your financing options when buying a home.
Let SELCCU help! Call or stop in any time to speak with a
Financial Services Representative. You can also
click on the button below for information on myCUmortgage—an online
mortgage service.
With myCUmortgage,
you can:
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Check current
rates.
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Complete a
short-form online loan application.
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Get a loan
approval for qualified online applicants.
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Sign up for
the rate tracker and receive an e-mail when interest rates
hit your target.
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Use one of
several mortgage calculators to pick the best product for
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Home Equity
Line of Credit (HELOC) or Home Equity Loan – We have a HELOC
with a checkbook for quick access to your line of credit. We
also offer Home Equity installment loans.
Vehicle Loans
We offer loans for new and used autos, motor homes, motorcycles,
boats, jet skis, ATVs and other recreational vehicles. Want to
save more money? Let us refinance your existing vehicle loan
from another financial institution.
Other Loans
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Signature Loan – sometimes referred to as a Personal
Loan.
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Share
Secured Loan – you may be eligible for a lower rate
because you use your own money (SELCCU Share Savings
Account, MMIA or Share Certificate) as collateral.
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Ask a Financial
Services Representative how to qualify for additional rate
discounts.
M3 Loans are available for members ages 13-17.
Click on the button below
for more
information
Value Added on Your
SELCCU Loans
Did you know with most SELCCU loans you are eligible for
coverage that protects you against loss?
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Credit
Life and/or Disability Insurance are available on
most loans at a low cost to you. In the event of a
disability or death, your loan will be paid.
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GAP
is a Loan Balance Deficiency Waiver designed to
eliminate your unpaid net loan balance in the event your
vehicle is stolen or damaged beyond repair (totaled).
GAP relieves you of the responsibility for the remainder
of the loan balance the proceeds from your primary
insurance policy does not cover. You may pay for the
coverage at the time you apply for your loan or you can
finance it as part of the loan. Now you can protect your
investment and pay less than a car dealer would charge
($500 or more!).
For more information on GAP, click on the button below.
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The
Extended Service Contract protects your vehicle in
case of a costly mechanical breakdown. Benefits include
towing, road service and rental with nationwide coverage
at an affordable price. Again, the cost to you will most
likely be less than a car dealer’s rate.
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See a Financial Services Representative to discuss
these options, terms, conditions and restrictions.
