We will be closed Thursday, November 23rd in observance of Thanksgiving Day. You can still access your account through online banking. We will return to normal business hours on Friday, November 24th.

Dismiss
Experience the Credit Union Difference

Savings Rates

Rates Effective: November 10, 2017

 All rates are subject to change without notice. For further information about applicable fees and terms, please call 440-324-3400 or 800-451-6315.

 

        

A.P.Y.*

Dividend Rate

Min. Deposit

Compounding

Share Savings ■ ♣
Share / Escrow
 

0.05%

0.05%

$5

Quarterly

Clubs ■ ♣
Vacation / Christmas
 

0.05%

0.05%

$5

Quarterly

Secure Checking ■ ♣  

0.025%

0.025%

$25

Monthly

Secure Young Adult Checking ■ ♣  

0.025%

0.025%

$25

Monthly

Secure Plus Checking ■ ♣

 

0.025%

0.025%

$25

Monthly

Maturity dates N/A.          

Individual Retirement Account (IRA)

  A.P.Y.
Dividend Rate
Min. Deposit
Compounding

Roth / Traditional ♥ ♣
(Share Savings)

0.15% 0.15% $5 Quarterly

Maturity dates N/A.

       

 


Money Market Investment Account (MMIA) ■ ♠

Regular MMIA
$2,500-$24,999
$25,000-$49,000
     $50,000+     
M3 MMIA $250-$24,999 $25,000-$49,999
$50,000+
                          A.P.Y.
Dividend
Rate
A.P.Y.
Dividend
Rate
A.P.Y.
Dividend
Rate
    0.075% 0.075% 0.10% 0.10% 0.15% 0.15%
No maturity date(s).  Dividends compound monthly.

Share Certificates ● ♥ ♦

Account
Balance
 $500-$24,999   $25,000-$49,999 $50,000-$74,999 $75,000-$99,999  $100,000+       
  A.P.Y. Dividend
Rate
A.P.Y. Dividend
Rate
A.P.Y. Dividend
Rate
A.P.Y. Dividend
Rate
A.P.Y. Dividend
Rate

6 month

0.15%

0.15%

0.20%

0.20%

0.25%

0.25%

0.30%

0.30%

0.35%

0.35%

12 month

0.30%

0.30%

0.35%

0.35%

0.40%

0.40%

0.45%

0.45%

0.50%

0.50%

18 month

0.35%

0.35%

0.40%

0.40%

0.45%

0.45%

0.50%

0.50%

0.55%

0.55%

24 month

0.40%

0.40%

0.45%

0.45%

0.50%

0.50%

0.55%

0.55%

0.60%

0.60%

30 month

0.45%

0.45%

0.50%

0.50%

0.55%

0.55%

0.60%

0.60%

0.65%

0.65%

Dividends compound monthly.


Youth Add-On Share Certificate ● ♥ ♦

A.P.Y.* Dividend Rate Maturity Min. Deposit
Compounding
0.30% 0.30% 24 months $250 Monthly

 

Coverdell Education Account ● ♥ ♣

A.P.Y.* Dividend Rate Maturity Min. Deposit
Compounding
0.25% 0.25% 18 months $5 Quarterly

● = Up to three-month dividend penalty for early withdrawal prior to maturity
■ = Dividend computed on daily balance over $50
♥ = Dividend computed on daily balance
♣ = Variable rate, can change quarterly
♠ = Variable rate, can changed weekly
♦= Fixed rate of maturity
 
 
*A.P.Y. = Annual Percentage Yield
Note: A.P.Y. assumes dividends remain in the account until maturity and that a withdrawal will reduce earnings.
Note: All Share Certificate and MMIA dividends compound monthly.
Note: All rates are subject to change without notice.