We will be closed Thursday, November 23rd in observance of Thanksgiving Day. You can still access your account through online banking. We will return to normal business hours on Friday, November 24th.

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Experience the Credit Union Difference

Loan Documentation

All Loans:

Copy of recent paystub from each applicant (may not be required if you have your whole net pay direct deposited to your SELCCU account.)


Vehicle/R.V./Boat Loans:

  • If buying from dealer: 
    • Buyer's order/purchase agreement
    • Name/phone of insurance agent
  • If buying from an individual or refinancing from another institution:
    • Year/make/model
    • Vehicle I.D. number
    • Mileage
    • Name/phone of insurance agent
    • If buying from an individual:
      • Current lien-holder information, if applicable
      • Name of seller
    • Or If refinancing:
      • Statement/payoff information from current loan

15-/10-/5-YearTerm First Mortgage Refinance/Equity Loan:

  • Statement from current first and/or second mortgage loan(s)
  • Homeowner's insurance declaration page
  • First Mortgages- a completed FNMA 1003 paper application, provided by our Financial Services Representative
  • Original copies of your most recent 2 years W-2’s

20-/30-Year Term First Mortgage/Purchase (MyCUMortgage):

Use the following checklist to be sure that you provide everything you may need to help make your loan application an easy, hassle-free experience:

  • Copy of Photo ID
  • Paystubs for the last 30 days
  • Original copies of your most recent 2 years W-2’s
  • If you have a rental property provide your most recent 2 years tax returns with all schedules and current rental agreement
  • If you are self-employed or receive a 1099, provide your most recent 2 years tax returns with all schedules and a year-to- date profit and loss statement and balance sheet
  • If you own 25% or more of a corporation, provide the most recent 2 years corporate tax returns with all schedules and a year-to-date profit and loss statement and balance sheet
  • If you are commissioned, provide your most recent 2 years tax returns with all schedules and year-to-date employee business expenses
  • Last 2 months’ bank statement for all accounts, all pages, including blank pages
  • Most recent retirement or 401k statements, all pages, including blank pages
  • If divorced, all papers including marital termination agreement & final decree (signed nd recorded by the court)
  • Original certificate of eligibility and DD 214 (VA loans only)
  • Information on Real Estate you currently own - Copy of your current mortgage statement or Tax bill and Insurance Declarations Page (if not paid through escrow)
  • Purchase Contract (for the purchase of your new home – Be sure dates you are committing to are realistic)
  • Sales Contract (if you are selling your present home)
  • Certified copy of the closing statement (if you have already sold your home)