Happy Thanksgiving,  we will be closed on Thursday, November 22nd.  Wherever you go and whatever you do this Thanksgiving, we wish you the best. Working with our members is something we are truly grateful for.

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Experience the Credit Union Difference

Savings Rates

Rates Effective: November 1, 2018

 All rates are subject to change without notice. For further information about applicable fees and terms, please call 440-324-3400 or 800-451-6315.

Type

A.P.Y.*

Dividend Rate

Min. Deposit

Compounding

Share Savings ■ ♣
Share / Escrow

0.05%

0.05%

$5

Quarterly

Clubs ■ ♣
Vacation / Christmas

0.05%

0.05%

$5

Quarterly

Secure Checking ■ ♣

0.025%

0.025%

$25

Monthly

Secure Young Adult Checking ■ ♣

0.025%

0.025%

$25

Monthly

Secure Plus Checking ■ ♣

0.025%

0.025%

$25

Monthly

Maturity dates N/A.          

Individual Retirement Account (IRA)

Type
A.P.Y.
Dividend Rate
Min. Deposit
Compounding

Roth / Traditional ♥ ♣
(Share Savings)

0.15% 0.15% $5 Quarterly

Maturity dates N/A.

       

 


Money Marketing Investment Account (MMIA) ■ ♠

Account Price Range 1 Price Range 2 Price Range 3
Regular MMIA $2,500-$24,999 $25,000-$49,999 $50,000+
M3 MMIA $250-$24,999 $25,000-$49,999 $50,000+
A.P.Y. Dividend Rate A.P.Y. Dividend Rate A.P.Y. Dividend Rate
0.10% 0.10% 0.20% 0.20% 0.25% 0.25%
No maturity date(s). Dividends compound monthly.

Share Certificates ● ♥ ♦

Account Balance $500-$24,999 $25,000-$49,999 $50,000-$74,999 $75,000-$90,999 $100,000+
Monthly Plan A.P.Y. Dividend
Rate
A.P.Y. Dividend
Rate
A.P.Y. Dividend
Rate
A.P.Y. Dividend
Rate
A.P.Y. Dividend
Rate

6 month

0.50%

0.50%

0.55%

0.55%

0.60%

0.60%

0.65%

0.65%

0.70%

0.70%

12 month
Promotional rate until 11/30/2018

1.81%

1.80%

1.81%

1.80%

1.81%

1.80%

1.81%

1.80%

1.81%

1.80%

 

18 month Promotional Rate until 11/30/2018

 

2.02%

2.0%

2.02%

2.0%

2.02%

2.0%

2.02%

2.0%

2.02%

2.0%

24 month

0.75%

0.75%

0.80%

0.80%

0.85%

0.85%

0.90%

0.90%

0.95%

0.95%

30 month

0.80%

0.80%

0.85%

0.85%

0.90%

0.90%

0.95%

0.95%

1.0%

1.0%

Dividends compound monthly.


Youth Add-On Share Certificate ● ♥ ♦

A.P.Y.* Dividend Rate Maturity Min. Deposit
Compounding
0.50% 0.50% 24 months $250 Monthly

 

Coverdell Education Account ● ♥ ♣

A.P.Y.* Dividend Rate Maturity Min. Deposit
Compounding
0.40% 0.40% 18 months $5 Quarterly

● = Up to three-month dividend penalty for early withdrawal prior to maturity
■ = Dividend computed on daily balance over $50
♥ = Dividend computed on daily balance
♣ = Variable rate, can change quarterly
♠ = Variable rate, can changed weekly
♦= Fixed rate of maturity
 
 
*A.P.Y. = Annual Percentage Yield
Note: A.P.Y. assumes dividends remain in the account until maturity and that a withdrawal will reduce earnings.
Note: All Share Certificate and MMIA dividends compound monthly.
Note: All rates are subject to change without notice.
 
PROMOTIONAL RATES- Annual Percentage Yield. Minimum deposit of $500 is required. Account is subject to a penalty for early withdrawals.  Visa point redemption not applicable with the promotional rate. Offer valid until November  30, 2018