Our Elyria Branch is temorarily closed due to a water main break and no running water. We apologize for any inconvenience this may cause.  For the remainder of today feel free to access your account online or visit our Lorain Branch. We will resume normal business hours Tuesday, July 23.

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Experience the Credit Union Difference

Loan Rates

Line graph icon All rates are subject to change without notice.

For further information about applicable fees and terms, please call 440-324-3400 / 800-451-6315 and ask to speak with a Financial Services Representative.

All new loans require application and credit approval. Rates are determined by product, term and credit worthiness. Rates and terms are subject to change without notice and membership is required.


Caution IconRates Effective: July 1, 2019


 

Auto/Motorcycle Loans

Fixed Rate A.P.R. ♦ ■ As low as 4.09%*
   

 


RV/Boat/Other Vehicle Loans

Fixed Rate A.P.R. ♦ ■ As low as 5.09%*
   

Personal Loan/Vacation

Fixed Rate A.P.R. ♦ ■ As low as 6.25%**
  *Promotional rate 6/1/19-7/31/19 

100% Share Secured Loan

Fixed Rate A.P.R. ♦ ■ As low as 4.09%*
 Rate dependent on account held as collateral.

Home Equity Line of Credit (HELOC)

Variable Rate A.P.R. ♦ ■ As low as 5.50%*
Term of Loan up to 120 months
 This Home Equity Line of Credit Rate is based on the Prime Rate, as quoted in The Wall Street Journal on the last business day of the month.

Home Equity Loan

Fixed Rate A.P.R. ♦ ■ As low as 6.25%*
Term of Loan up to 120 months

Refinanced Mortgages (0pts)

Term of Loan Fixed Rate A.P.R. ♦ ■
 15 Years As low as 4.99%*
10 Years As low as 4.74%*
5 Years As low as 4.49%*

 VISA® Credit Card (No Annual Fee)

Platinum Fixed Rate A.P.R. ♦ ■
  As low as 8.90%*

 

♦ A.P.R. = Annual Percentage Rate
■ = Rates are determined by loan amount, age of collateral, term and personal credit history.

*All loans are simple interest loans.  All rates are subject to change without notice. There is no penalty for early pay-off. Member Relationship Discounts are available, please contact us for more information. Rates are determined by loan amount, age of collateral, term and personal credit history.

$1,500 Vacation Loan:  Rates as low as 6.25% A.P.R.* on a maximum 12-month term. 

**Annual Percentage Rate. Fixed rate. To qualify for 6.25% A.P.R., credit score must be 720 or higher.  All new loans require application and credit approval.  Rates are determined by product, term and creditworthiness. Rates and terms are subject to change without notice and membership is required.  Sample monthly payment on a loan of $1,500 with a fixed rate of 6.25% A.P.R for a maximum term of 12 months=$129.29/month.  Relationship discounts not applicable with the promotional rate.   Other rates and terms available.  Visa point redemption not applicable with the promotional rate.   Promotion effective June 1-July 31, 2019.  Loan must be disbursed by July 31, 2019.